FEMA & Flooding

Hurricane Harvey Folks-

I’m sure many of you have unfortunately been through this process before, so you are probably already familiar with your flood insurance.

Flood claims are underwritten by FEMA (even if they are sold by a private company). Pay attention to the Proof of Loss requirements. Under NFIP (National Flood Insurance Plan), policyholders have 60 days to file a sworn proof of loss for the ACV of their damages. They will likely extend the deadline given the circumstances, but you have to stay on top of that.

Here is a good link: https://www.fema.gov/media-library/assets/documents/9343.

Here are some FAQs we share to go over some of the issues.


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