How Can an Insurance Company Try to Deny My Claim?

It’s unfortunate, but insurance companies are large companies that often look for any way possible to protect profits. In difficult times—such as after a car accident—insurance companies are supposed to be helpful, but they’re often likely to try and deny or diminish claims in any way they can.

If you’re filing a claim after a crash, you need to recognize the various ways insurance companies may try to deny your claim. Understanding these tactics can help you build a strong claim before insurance adjusters even attempt to take advantage of your rights.

Claiming You Were at Fault

Insurance companies are quick to try and turn fault around on you, claiming that you should not receive compensation because you caused the accident. Keep in mind, even in an accident where you are partially at fault, you may be able to pursue compensation for your damages.

Claiming a Pre-Existing Injury

Insurance companies may try to claim that you didn’t sustain an injury in the accident, but your damages are from a pre-existing injury or condition you had. Medical records are imperative to help prove otherwise in this situation.

Claiming a Lapse in Time to Receive Treatment

We usually stress the importance of having legal counsel soon after an accident, but you need to receive immediate medical attention as quickly as possible. Receiving prompt treatment for your injury is imperative to your well-being and health and your ability to file your claim.

Insurance companies may try to say that you didn’t suffer injuries in the accident because you didn’t seek medical help quickly. The longer you wait, the more the insurance adjuster can use this against you. It’s also important to not say anything at the scene of the accident, such as claiming you are not hurt.

Our Austin car accident lawyers work hard to protect your rights during this complicated time. At Briggle & Polan, PLLC, we put your rights first. We’ll go above and beyond to take on insurance companies on your behalf, working to help you obtain the result you need and deserve.

Call our firm at (512) 400-3278 today to discuss your rights.