Understanding Your Rights in a Rideshare Accident
When you step into a Lyft or Uber, your safety is paramount. However, accidents can occur, and when they do, it's crucial to understand your legal rights as a passenger. Under most circumstances, you are covered by the rideshare company's insurance policy, designed to protect passengers in an accident. This coverage is in addition to any personal insurance coverage you may have. It's important to note that these rights apply regardless of whether the rideshare driver or another party is at fault for the accident.
Insurance Coverage in Rideshare Accidents
Insurance coverage in rideshare accidents can be complex. Both Uber and Lyft provide a $1 million liability insurance policy, which covers their passengers if the rideshare driver is at fault. If another driver is at fault and they are uninsured or underinsured, Uber and Lyft's uninsured/underinsured motorist coverage can kick in.
However, these policies only apply when the rideshare app is on and during the trip. Understanding these nuances is crucial in ensuring you receive the compensation you deserve.
Filing a Claim with the Rideshare Company's Insurance
Filing a claim with the rideshare company's insurance can be a daunting task. It's crucial to provide all necessary information and documentation, including medical records, photographs of the accident scene, and witness statements. Be prepared for pushback from the insurance company—they often want to minimize their payout. Persistence and thorough documentation can help ensure you receive fair compensation.
Impact of a Rideshare Accident on Future Insurance Rates
Finally, it's important to consider the potential impact of a rideshare accident on your future insurance rates. While being a passenger in a rideshare accident should not impact your personal auto insurance rates, if you were driving for a rideshare company at the time of the accident, it could potentially affect your rates.
Contact Our Attorneys at Briggle & Polan, PLLC
If you've been involved in a rideshare accident in Austin, TX, don't navigate this complex process alone. Contact Briggle & Polan, PLLC today for a free consultation. We are dedicated to fighting for the rights of rideshare passengers and ensuring they receive the compensation they deserve. (512) 400-3278